Chapter 339

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January 7nd, New Year's Day holiday.

At eight o'clock in the morning, Shi Lei's cell phone alarm rang. Because he was going to meet Li Zhiyue today, Shi Lei deliberately woke up early so that Li Zhiyue would not call him later. If he did not wake up, wouldn't he make Li Zhiyue wait for a long time?

Just as he finished washing up, it was not even a quarter past eight when the phone on the bed rang.

The caller ID showed that it was Li Zhiyue. Shi Lei quickly answered, "Good morning, Zhiyue!"

Li Zhiyue's tone was flat as she replied, "Shi Lei, good morning. Are you awake? "

"Of course I'm awake! Zhiyue, where shall we meet? "Shi Lei asked with a hint of excitement.

Li Zhiyue's tone was still as quiet as a peony, elegant and tranquil. "Blue Cafe in the back street, you know it, right?"

"En?" Shi Lei somewhat doubted his ears. Blue Cafe was a gathering place for couples in the surrounding universities. Li Zhiyue was studying in Shuangqing University, so it was impossible for her not to know the situation of Blue Cafe.

If Li Zhiyue knew the meaning of Blue Cafe and took the initiative to invite Shi Lei to Blue Cafe, then it was a bit strange!

"You don't know Blue Cafe?" Li Zhiyue asked.

Shi Lei quickly denied, "No, Zhiyue, I know Blue Cafe. I'll be there right away! "

"Okay, I'll wait for you at Blue Cafe!" Li Zhiyue hung up the phone after she finished speaking, not giving Shi Lei a chance to ask.

Shi Lei threw the phone on the bed. Although he was puzzled, Shi Lei still changed into the face-saving Versace. Then he picked up the phone and the car key on the computer table and rushed to the back street of Shuangqing.

The white Audi A9L was parked outside Blue Cafe. Shi Lei pulled down the vanity mirror on the visor, tidied up his appearance again, and then walked to Blue Cafe.

Blue Cafe was not big. It was divided into two floors. The upper floor had a total of twelve seats for couples, and the lower floor had six seats for couples and two normal four-person seats.

Shi Lei had just walked into the Blue Coffee House when he saw Li Zhiyue, but what made Shi Lei unhappy was that there was a man sitting opposite Li Zhiyue!

"Hmph!" Shi Lei snorted and walked over with a gloomy face. He looked at the man with an unfriendly face and shouted, "Who are you?"

That man was suddenly questioned by Shi Lei, and he was a little confused.

Shi Lei looked at the man. He was about twenty-five or twenty-six years old. His hair was a little messy, his beard was unshaven, and his face was haggard. His eye sockets were sunken, and the dark circles under his eyes were very obvious. Overall, he looked like a miserable person.

Shi Lei snorted disdainfully. "I don't care who you are. You have ten seconds to get the hell out of here. Trash like you, why don't you look in the mirror, what qualifications do you have to pester Zhi Yue? "

The miserable-looking man looked at Shi Lei in confusion and then at Li Zhiyue, who was smiling faintly.

"Sister, who is this guy?" The miserable man asked Li Zhiyue.

Shit！？

Shi Lei's face suddenly became very awkward. This miserable man was actually Li Zhiyue's younger brother?

This … this didn't make sense!

In his previous life, Shi Lei had never heard of Li Zhiyue having a younger brother. How did a younger brother suddenly appear in this life?

Shi Lei looked at Li Zhiyue with a puzzled gaze.

Li Zhiyue met Shi Lei's gaze with a faint smile. "Shi Lei, let me introduce you. This is my younger cousin, Li Hao."

Shi Lei scratched his head and laughed dryly to hide his embarrassment. So this was his brother-in-law!

Shi Lei reached out his hand and said generously, "Li Hao, nice to meet you. I'm Shi Lei, your brother-in-law! Ah ~ ~ "Shi Lei had just finished his introduction when Li Zhiyue reached out and pinched Shi Lei's waist.

"Shi Lei! What nonsense are you talking about! "Li Zhiyue's fair and delicate face blushed.

Li Hao looked at Li Zhiyue and then looked at Shi Lei. He said in a muffled voice, "Nice to meet you, brother-in-law."

Shi Lei secretly praised Li Hao in his heart. This brat is quite smart! If there's a chance, I'll help him!

Li Zhiyue snorted and glared at Li Hao, but she didn't reprimand him.

Li Zhiyue and Li Hao sat on a four-seater sofa with two people on each side. Shi Lei sat next to Li Zhiyue and said with a smile, "Zhiyue, what's the matter?"

Li Zhiyue bit her rosy lips. That moment of flirtatiousness made Shi Lei a little dizzy. His eyes revealed an infatuated expression.

"Shi Lei, I want to …" Li Zhiyue frowned but didn't say it out loud.

On the other hand, Li Hao continued, "Brother-in-law, I want to borrow money from you!"

Shi Lei looked at Li Hao with a strange expression. Could it be that Li Zhiyue wanted to borrow money from him because of Li Hao?

If it was because of borrowing money, according to Li Zhiyue's character, it would be very difficult for her to ask. Especially to him. Shi Lei sighed in his heart. Then, he said to Li Hao, "Brother-in-law, how much do you want to borrow?"

Li Hao smiled bitterly and said, "Brother-in-law, I want three million."

"How much?" Shi Lei looked at Li Hao in surprise. In 7551, three million was not a small number!

"Three million!" Li Hao repeated.

Li Zhiyue's brows were slightly wrinkled. Her complexion didn't look good.

Shi Lei didn't refuse. Instead, he asked, "Brother-in-law, what do you want to do with three million?"

From Li Hao's appearance, he was at most twenty-five or twenty-six years old. Moreover, from his temperament and clothes, he probably didn't need three million for a big project. Shi Lei wanted to know what he needed three million for.

Li Hao didn't try to find an excuse to cover it up.

Two years ago, on New Year's Day, Li Hao met a girl by chance. After they met, they fell in love at first sight. As the end of the year approached, Li Hao, who had already graduated, prepared to bring the girl home for the New Year. Therefore, Li Hao confessed to the girl, and the girl happily accepted Li Hao's confession.

If the story ended here, it would be a very good story. But what happened next was a bit unimaginable!

When Li Hao proposed to bring the girl named Zheng Juan home for the New Year, Zheng Juan told Li Hao something.

It turned out that Zheng Juan's father owed a loan shark a million. If he wanted to be with Zheng Juan, it was absolutely impossible without this loan!

The young and arrogant Li Hao, coupled with the fact that it was his first time in love, directly went to the loan shark and said that he was willing to bear the loan shark's one million loan.

But the loan shark was very shrewd. They knew that loan sharks were illegal. If Li Hao went to the legal level, they would definitely suffer.

As the saying goes, hoodlums aren't scary. Scary hoodlums have culture. Once the members of the loan sharks were educated, they would be terrifying!

They took out a series of calculation data and increased the original debt of one million to two million. Moreover, they asked Li Hao to sign an official loan contract. The loan interest was also four times higher than the bank loan interest.

The definition of loan shark was four times higher than the bank loan interest. If it didn't exceed four times, then it was protected by the law.

Li Hao was originally a little hesitant, but when faced with the delicate and pitiful Zheng Juan, he resolutely signed the two million yuan contract with a loan term of two years.

In 7551, the two-year bank loan interest rate was 1.8%. After four times, it was 70.7%. Those loan sharks lowered the interest rate by 5.7%, which was 70%. Moreover, there was no need for compound interest. Therefore, it was within the legal protection range.

A two-year loan of two million with a 70% annual interest rate. After two years, it would be a debt of three million. Seeing that it was almost the New Year, those loan sharks began to come to his house to collect the debt.

What made Li Hao collapse was that Zheng Juan, who lived with him for two years, actually left without saying goodbye. She completely disappeared from his life.

According to Zheng Juan's information, Li Hao's family investigated Zheng Juan's file in the police station. However, they found that there was no such person!

Facing such a situation, Li Hao was seriously affected. He couldn't bear the pressure and even had thoughts of suicide. In his previous life, the reason why Shi Lei didn't know Li Hao was because Li Hao chose to end his own life.

At that time, Li Zhiyue's family didn't come to Li Zhiyue's house because of Li Zhiyue's disfigurement. However, the situation in this life was different. Li Hao's parents heard from Huang Fen that Li Zhiyue had a very rich boyfriend. Therefore, they brought Li Hao to Li Zhiyue's house and begged Li Zhiyue's family for help.

Although Li Zhiyue's family was a scholarly family, they didn't have much savings. They couldn't take out three million.

Looking at her cousin who grew up together with her, who was getting closer and closer to a mental breakdown, Li Zhiyue finally sighed. She didn't choose to leave him to die.

Among the people Li Zhiyue knew, the only one who could take out three million was Shi Lei!

However, Li Zhiyue and Shi Lei's relationship was a bit ambiguous. If it wasn't for the fact that Li Zhiyue was desperate, she definitely wouldn't look for Shi Lei.

After listening to Li Hao's story, Shi Lei's first reaction was that it was a scam!

This was definitely a meticulously planned scam aimed at Li Hao!

In Shi Lei's eyes, the whole scam was full of loopholes. It could only be used to deceive people like Li Hao, who fell in love with someone and had a negative IQ.

Li Hao looked at Shi Lei with extravagant hope and pleading eyes. If Shi Lei didn't help him, he was afraid …

Shi Lei turned his head and looked at Li Zhiyue. Li Zhiyue deliberately didn't look at Shi Lei. However, from her slightly trembling eyelashes, he could still see that she was nervous.

"Brother-in-law, did you bring the loan agreement?" Shi Lei asked.

Li Hao nodded. Then, he took out three pieces of A9 paper from his trouser pocket and handed them to Shi Lei.

After Shi Lei read it carefully, he once again sighed at the fact that hooligans were cultured. That was really scary!

Even if this loan agreement was brought to court, there was no possibility of overturning the case. The person who designed this scam was definitely an expert!

"Where are the loan sharks from?" Shi Lei asked. He wanted to find another way to solve this problem.

(To be continued. If you like this work, you are welcome to come to qidian.com to vote for me. Your support is my biggest motivation.)