Chapter 30

Chapter 30 New Student Loan Contract

Chapter 30 Freshman Loan Contract

Locke waited in tutor Sophia’s office for two hours before witch Sophia had time to talk to him again.

However, Locke didn’t feel aggrieved at all.

After all, Sophia is an official wizard. I believe that the wizard seedlings who came to the southeast corner by boat like him have not even seen a piece of clothes from an official wizard.

Locke’s wait during these two hours was not entirely in vain.

Although he could not understand the drawings in Witch Sophia’s hand at all, at least he could broaden his horizons in advance and know the complexity of the first-level potion.

Two and a half hours later, Mentor Sophia handed Locke five glass bottles of potions that contained specific blood essences separated using the mana centrifugal extraction method. “Well, you did a very good job.”

Witch Sophia looked at Locke and said, “Considering your background as a third-class wizard apprentice, you can even be said to be outstanding.”

“Your mana fluctuations are more stable than those of ordinary wizard seedlings. This may be a special talent. Stable mana fluctuations mean that you have a great advantage when refining potions.”

“From now on, the simpler parts of the separation and extraction work in my laboratory will be left to you.”

Locke looked at his left hand. He could indeed do it by consuming the deep blue gem. He could keep the fluctuation of his mana very low under normal circumstances.

Sophia thought for a moment and said, “In return, I will pay you three magic stones every day.”

“Do you think this is okay?”

“Okay, teacher, I will listen to you.” Locke didn’t know how many magic stones he could earn by being an assistant.

But he chose to believe Sophia.

Because Witch Sophia is a first-ring wizard and also her mentor, there is no reason for her to let herself down in this matter.

Even if she didn’t pay me with magic stones, what reason did I have to resist?

Being able to make potions with a real wizard is something that, even if there is no money involved, there will probably be a lot of people willing to rush to do it.

The reason why he had this opportunity now was entirely because the academy assigned him to Sophia the Witch as a student, and he was also the first student after Sophia the Witch became a formal wizard.

Witch Sophia nodded and said, “I’m roughly giving you a discount based on the magic stone price of an outstanding second-class wizard apprentice assistant.”

“I know it’s not easy for you right now.”

“So, I will try my best to help you within the scope of the rules.”

“Also, I just arranged a tuition loan for you. Please sign this contract. This loan covers approximately one thousand magic stones, to be repaid over fifty years. The interest rate is half a point, which is already very low.”

“The typical student loan has an interest rate of five points over fifty years.”

“This money can only be spent on tuition, so you won’t get any magic stones. The money will go directly to the academy.”

“Otherwise, under normal circumstances, no one would lend so many magic stones to you, third-class wizard apprentices.”

Locke looked at Witch Sophia in confusion.

Witch Sophia explained, “You still have to pay to go to school at Lilith’s Cottage.”

“You third-class wizard apprentices, in principle, do not yet fully belong in Lilith’s Hut.”

“You just pay to learn, and Lilith Lodge gives you an opportunity to learn.”

“Only second-class wizard apprentices are considered to fully belong to the academy.”

“Therefore, you will need to pay annual tuition to Lilith’s Cottage and pay for specific courses. This fee is one hundred magic stones per year.”

Witch Sophia explained, “Of course, the one hundred magic stones per year is already a reduction. Otherwise, just one public course would have cost at least a hundred magic stones.”

“This is the benefit that Lilith’s cabin will give you during these five years.”

“Similarly, you will also need to pay your wizard instructor one hundred magic stones every year as compensation for professional courses. In other words, you will pay a total of one thousand magic stones over five years.”

Witch Sophia adjusted her monocle and said, “Generally speaking, wizards from overseas whose families can’t afford the locals will choose to take out loans from the academy.”

“Locke, do you have a magic stone?”

Locke shook his head decisively.

So that’s how it is. I thought that Lilith Hut was giving me lessons for free.

So Lilith Hut is not a welfare institution and it is impossible for it to provide free classes to itself.

Moreover, even in the current situation, there have been huge discounts.

Witch Sophia pointed to the contract on the table and said, “Then sign it.”

“This is the lowest-interest loan contract I can think of for you. Don’t worry, I signed this kind of contract before, and my interest rate was 5% back then.”

“These things should have been explained clearly to you by the freshman instructor, but it seems he chose to be lazy and didn’t tell you at all.”

Witch Sophia said, “So, I used my magic ring to contact the higher-ups at Lilith’s Hut and asked them to punish this year’s freshman mentor.”

“Really? A proper wizard’s time is so precious, yet you have to let me introduce you to something like this.”

“Furthermore, if I don’t explain things clearly to you, I’m afraid many of you will sign some harsh contracts from outside the hospital.”

Witch Sophia drummed her fingers on the table and said dissatisfiedly, “We can’t rule out the possibility that he deliberately didn’t explain it to you.”

Locke chose to sign the contract. After all, there was no need for a formal wizard to deceive himself.

In front of her, I am not much better than a weak baby or a mosquito.

Locke remembered the official wizard of the Four Seasons Garden he saw on the wizard ship. At that time, under the other party’s [magic pressure], he felt like his whole body was about to melt.

Even though the official wizard had no intention of targeting him.

After Locke finished signing, Witch Sophia also wrote her name on the contract. “Because only when the loan is in my name can the interest rate be so low, I need to sign my name as well.”

Locke was touched. “Thank you, teacher.”

Witch Sophia smiled faintly. “You are my first student after all.”

“I will naturally pay more attention to it.”

“Besides, this is just a matter of convenience for me. After all, for you, one thousand magic stones is a huge sum of money, but for me, that little money is nothing.”

Witch Sophia said, “I will help you raise your mental strength to 50 points as quickly as possible. I expect you to become a second-class wizard apprentice within four years.”

“Starting tomorrow, you will come to me every day at 4:00 PM to learn the subsequent tricks of Vine Hand, [Green Wash Grab] and [Poison Berry Shoot].”

“You have to attend the three public courses as well.”

“Also, I recently took on the task of refining a batch of Emerald Green Potion. Please use the Mana Centrifugal Extraction Method to help me extract at least fifteen bottles of [Tree Demon Bloodline] every day.”

Because Witch Sophia was very approachable to him, Locke asked directly, “Teacher, what is the Emerald Potion?”

Witch Sophia glanced at Locke and unexpectedly explained, “It’s a first-level healing potion that can cleanse the body of negative energy. It’s typically used to purify curses cast by dark wizards and the psychic school of sorcery.”

“It is the best special potion for the Carrion Curse, the Terror Curse, and the Thousand Wounds Curse in the southeastern region.”

“The most important ingredient is the blood essence of the forest’s child, the dryad.”

“The most popular products sold at Lilith’s Cottage are various potions. I recently received a batch of tasks for the Purification of Carrion Curse.”

“So I’m very busy recently. If you don’t have anything else, please don’t bother me outside of class. I can only spare one hour a day to teach you.”

(End of this chapter)